August 26, 2021

Lifestage financial planning for women

Seven life stages that many women face together with a set of financial planning considerations relevant to each. No woman’s life trajectory takes the same […]
August 26, 2021

Lower-than-usual medical scheme contribution increases likely

This year, for the first time, it seems likely that medical schemes will announce contribution increases which are in line with recommendations suggested by the […]
August 26, 2021

Why using a financial adviser will deliver better savings outcomes

Substantial evidence shows that the global population is struggling to build sufficient reserves for a comfortable retirement. However, investors who make use of the services […]
August 26, 2021

How much do you need to retire comfortably?

I know I have mentioned this a few times over the course of the last year, but these are very strange times we find ourselves […]
August 26, 2021

Retirement terminology 101

Unfortunately, we don’t have to look very far in South Africa to locate frightening statistics about the state of retirement in our country. The Sanlam Benchmark […]
August 26, 2021

Women’s Month: Top take-outs on the unique insurance needs of women

The well-known African proverb says, “If you educate a man, you educate an individual, but if you educate a woman, you educate a nation”, frankly […]
July 29, 2021

Beware of the short-term under-insurance trap in the current economic climate

Unless you keep your eye firmly and constantly on the many current shifts in our economy, as a holder of short-term insurance you could be […]
July 29, 2021

Pfizer executives lay out plans for Covid vaccine’s next phase

This is a terrible virus, but the good news is with a boost, the vaccine gets stronger and stronger. Pfizer’s forecast for Covid-19 vaccine sales […]
July 29, 2021

Are you insured for damage caused by the current civil unrest?

INTRODUCTION Violent protest action, looting and civil unrest continues to wreak havoc across South Africa, resulting in extensive damage to residential and commercial buildings, vehicles, […]
July 29, 2021

Understanding medical aid waiting periods

New members applying to medical aid schemes need to understand that there is a waiting period before they may claim. They pay full contributions to […]
June 23, 2021


Inflation and the stock market Last week, the US released its latest inflation data which, over the past three months, have been increasing significantly. Inflation […]
February 25, 2021

The Future of mining: China and the sustainability of commodity consumption

In economic terms, the rise of China over the past few decades has been one of the most significant events to occur in our lifetime. […]
January 28, 2021

Targeting medical scheme reserves for vaccine funding is NHI by stealth

The proposed bailout of the state by the private sector to help fund the roll-out of Covid-19 vaccines is coincidentally a precursor to the impending […]
September 29, 2020

Today’s Interest Rate Environment – A Challenge For Investors And Their Fixed Income Allocation

The Role of Bonds in a Portfolio while Interest Rates are Low Today’s interest rate environment poses a challenge for investors and their fixed income […]
August 27, 2020

Young pessimists, old optimists, and the strange ways we think about risk

Have we blown the risk of catching Covid-19 out of all proportion? Or are we not nearly frightened enough? The fashionable view is that people […]
August 27, 2020

We Looked At How The Stock Market Performed Under Every U.S. President Since Truman — And The Results Will Surprise You

Conventional wisdom says that those liberal Dems are generally bad for the economy and the stock market because of their big government tendencies, while fiscally […]